Critical Illness Cover

What is Critical Illness cover and what does it protect you against?

Critical illness cover is a type of insurance that provides you with a lump sum payout if you are diagnosed with a critical illness. This payout can be used to help cover medical costs and other associated expenses. This type of insurance can help to ease the financial burden on you and your loved ones during a difficult time.

What are some of the most common critical illnesses?

Some of the most common critical illnesses include:

  • Heart attack
  • Stroke
  • Cancer
  • Kidney failure 
  • Multiple Sclerosis
  • Organ failure. 

Important things to consider before purchasing Critical Illness cover

Before purchasing Critical Illness cover, be sure to read the terms and conditions carefully. This will help you to understand exactly what is covered under the policy and what is not. It is also important to make sure that the policy is right for you and your family.

Consider how much coverage you need and what the premiums will be.  Finally, be sure to ask questions about the policy so that you are fully aware of what you are purchasing.

How to choose the right critical illness policy for you

When it comes to choosing a Critical Illness cover policy, it is important to carefully consider your needs and options. 

Here are a few tips on how to choose the right policy for you:

  1. Make sure you understand what is covered under the policy. This will help you to determine if the policy is right for you and your needs. 
  2. Make sure you are comfortable with the premiums and fees associated with the policy. 
  3. Ask questions about the policy so that you are fully aware of what you are purchasing. 
  4. Compare different policies to find the best one for you.  
  5. Choose a policy that provides the right amount of coverage for you and your family. 
  6. Make sure you review the policy regularly to ensure that it still meets your needs. 
  7. Get advice from a financial advisor if you are unsure about which policy to choose.   

The amount of money available in the event of a critical illness varies depending on the type of plan you purchase, but it is typically a percentage of the total sum insured. 

Critical illness cover can be an important safety net for you and your family, as it can help to ease the financial burden in the event of a major health setback. Our team of experts aim to provide you with the best critical illness cover, suited to you entirely.

To get a quote or speak to a member of our team, please contact us today for a free impartial advice about critical illness cover.